Statement of the problem
Mobile money has become the main way small traders receive payments in Ghana. Traders in Kejetia Market, Kumasi, now handle a growing share of their sales through mobile wallets. However, many traders still face difficulties when they use these services for their business.
Earlier studies have looked at mobile money adoption among salaried workers and university students. Little is known about how market traders keep records of these transactions, and this study sets out to examine that question.